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Review 1/17/2011
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I was going to do a auto loan with WCC and after reading the numerous reviews I chose to sell a kidney (LOL). I asked WCC all the questions I felt needed to be asked after reviewing what was said about WCC and this is the reason why everyone should post comments, I believe this is why America has given us the FREEDOM OF SPEECH. Due to WCC lack of incentive to answer questions with concrete answers I let them know I was no longer interested in taking out a loan and I did this via email as a matter of fact all of our correspondence has been via email which in the court of law is considered a LEGAL DOCUMENT. My advice to all is to do everything via email therefore you have it in writing. Whenever dealing with contracts look a the contract diligently before signing to fully understand what you are signing and ask questions all the time. One thing about WCC is even if you make a payment you can only make 3x the amount due on your loan per day; this is another way to keep your interest high and that when you make the payment on your account it does not post that day it post when they post it, which can be days later. There business practice may seem shady but it is legal this is why you must always ask questions do not ever believe that you get something for nothing. If it is to true to believe than it is and remember companies are in the business of making a profit. Further remember that these loans are not your basic APR loans but rather your PRT, see there is a reason why MATH is so important. PRT is taught in algebra (Principal/Percentage and Rate times Time) use this algebra formula and you will understand what these loan companies are telling you. Companies have emails for a reason use them to your advantage think smarter; work smarter not harder.
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